Car buying internet site in New Zealand.

This time, I have to worry about having to buy another car, so i would like to take a look around New Zealand car shopping site and write it down once.

If you live in New Zealand only in the city you do not need a car, but if it is not, the car is almost a necessity. Bus traffic is not good, and it is recommended to buy a car because it is not easy to pay.

1. Facebook marketplace.

It is my favorite Facebook Marketplace. There are fewer properties than New Zealand's local site trade, but there are quite a lot of properties, and it is quite convenient to touch and see your property once you touch it.

It is not only for sale but also for house rental and flat house, second hand, second hand goods, and job search.

Sometimes there are people who do not have a marketplace on their personal facebook, but i have tried to figure out how to marketplaces, but I do not know yet.

And because the Facebook Marketplace is a personal-to-business deal, you may feel a little nervous. You will feel more safety when you buy a car in car dealer shop.

2. Trade Me

New Zealand's largest trading site. In Australia, it's like a Gumtree, where everything is traded, and of course there are used cars. There are often a lot of deals on the trade for person-to-person trades and auction for used cars ( I have a bit of a refection because I have not tried the auction.).

Of course, it sells and deals with more than just cars and Facebook Marketplace, and it's a popular site in New Zealand. And it is also very useful site because it is made to e able to come out with application and to be able to see easily with mobile phone.

This is also a person-to-person deal, so there are some risks involved in used car dealings.

3. Needacar

When I first bought a car, I searched for various things, and when I bought a used car, it was a site that I looked up at a recommendation of and acquaintance that it was safe to buy a dealer. This site shows dealers shops in New Zealand and it is easy to compare with other properties by showing prices, car condition and prices.

In fact, this site does not show all of New Zealand dealers' shops, but shows a large number of dealer shops. I used the site to go to the dealership first and bought a car ( I went back to AA and repaired it.)

Unlike the two sites above, the site is only for sale and deals with dealer shops rather than individual transactions. Of course, it is a little safer and more reliable than a person-to-person deal, but I recommend you try it driving out and inspection before you buy it

There are the sites I have seen when buying cars in New Zealand and can actually be more. Still, I think that there are almost all of New Zealand's car deals. And I recommend you to check your car carefully. What seems to be the best way to get AA and check in.

( Source - https://ideaofbrad.blogspot.com/2018/11/blog-post_26.html)

The application you can save money for petrol (Gaspy)

One of the things I came to New Zealand is that the petrol price is expensive.

(Source - https://www.globalpetrolprices.com/New-Zealand/gasoline_prices/)

The graph above is a trend for petrol prices and the prices are already well above $ 2.

So, there is one small application that can save a little petrol, Gaspy.

This application is simply an petrol value information sharing community. it is a community where users can upload the prices for petrol stations across the country and compare the prices of all the petrol stations to find the cheapest places.

So, even if I do not have to sell and go around, this application can find out where the cheapest petrol is around in my area.

However, the disadvantage is that the users update the information. Sometimes countryside places like petrol stations are not uploaded every day. If you live in the city or the downtown area, you do not have to worry about that.

I myself also use the app to check the petrol price ( I do not often use petrol because I do not use my car may time. the reason that i have a bicycle for commuting)

It is very useful for those who use cars very often, such as people who work and work away from home, people who commute by car, and people who are professionally employed by the car. Even though it will not be a big one at a time, I think it will be saved.

Of course you can compare the prices in that application, but furthermore, if you use the membership card of each petrol station, the cost will be even more saved, and that is a saving and a treasure.

In fact, New Zealand does not have such good traffic, so I recommend this app because people are riding in cars if they can not ignore the petrol value.

(Source - https://ideaofbrad.blogspot.com/2018/10/gaspy.html)

The difficult economy condition in Saudi Arabia due to murdered Jamal Khashoggi issue

Saudi Arabia is currently suffering from a great deal about the economy. The murder of Jamal Khashoggi has been condemned by Saudi Arabia's prince, Mohammad bin Salman, as the dominant force behind it.

Jamal Khashoggi is a opposite position journalist from Saudi Arabia, writing critical articles about the Saudi Arabian royal family. On October 3, the Saudi Arabian consulate in Turkey was killed and the royal family of Saudi Arabia rose to the forefront.

However, US president Donald Trump did not seem to care about it, but he was just thinking about international oil prices.

Because the US president did not care, others were not okay, and a lot of foreign capital, which had flowed into Saudi Arabia because of the killing, are not being leaked.

So, it is planned by Prince Mohammad bin Salman. The oil diversification and the economic diversification of Saudi Arabia are in trouble now.

In fact, it decided to postpone the public offering of Aramco, the state-owned enterprise that will become the capital of Saudi Arabia's core economic diversification.

And last month, Saudi Arabia government planned the investment diversification project, but many investors have already declared their absence and there are many trial and error.

Saudi Arabia's economic diversification plan, which has been difficult due to the Jamal Khashoggi offensive, has become more difficult. Saudi Arabia's government will have to concentrate on the OPEC meeting next month, but experts should analyze its plans to diversify the economy further.

The recent fallen oil price(WTI)

(Source - http://www.cx-portal.com/wti/oil_ko.html)
The price of oil has soared since about two months earlier this year, and it is now falling drastically. There has been a worldwide fears that the price of oil may surpass $ 100 due to US sanctions on Iranian oil exports and a fall in the US stock market.

However, since this month, international oil prices have fallen sharply due to price declines due to oversupply concerns, and Iran's oil exports are being implemented, but the inclusion of countries that are excluded has led to a view that oil prices have not soared.

And next month, at a meeting between OPEC nations in the Middle East, oil production is scheduled to be cut to adjust oil prices. However, US president Trump urged Saudi Arabia not to cut production because he needs to lower international oil prices.

And oil-producing nations that are not members of OPEC now are considering cutbacks, as global oil supplies have steadily increased, and oil prices have fallen sharply in recent years.

Oil prices are expected to rise next month, following OPEC members 'meeting next month and other oil production nations' policies.

Dolce & Gabbana boycott in China

The boycott of the global brand, Dolce & Gabbana, has been widespread with the controversy of the Chinese. As a result, the fashion show to be held in Shanghai, China, was suddenly canceled, and Chinese models were declared to be absent.

The controversial issue, which was the problem, was the pre-show video, which showed that a Chinese woman used chopsticks to eat Italian food ridiculously.

And Stefano Gabbana, co - founder and designer of Dolce & Gabbana, was once more arrogant because the Chinese claimed that he wrote "the country like a shit" on SNS.

So Stefano Gabbana said that his SNS account was hacked and he said i likes Chinese and Chinese culture, but the anger of the Chinese people is not likely to be easily reduced.

China's leading actress Zhnag Ziyi declared that she would not use any Dolce & Gabbana's products on SNS, and Dolce & Gabbana's Chinese models unilaterally declared a contract destruction.

In addition, it is also expected  that the Chinese market will turn into a downturn by declaring that Chinese luxury brand market companies will not deliver Dolce & Gabbana products.

The Chinese government is trying to make this public opinion calm down, but it is popular that it will be difficult without the response of Dolce & Gabbana.

The under pressured British from EU with agreement after Brexit

After the brexit declaration in the UK, the EU and Britain have reached an agreement and procedure for withdrawal from the EU. Of course, it is a gradual withdrawal over time rather than a sudden withdrawal, and the UK has been negotiating the issues of trade, territory and fishing rights with the EU countries and has been underway.

But the situation has changed in Spain and France, which are in contact with the British seas. Still, progress on territory and fishing rights agreements is slow and there are no more concessions in the EU. It is currently under pressure in Britain and is awaiting the signing of the EU summit on the 25th.

In the UK, the prime minister is moving to seek consensus, even in the case of a prepared agreement, and conservative hardliners are showing stiff opposition. It is not fully prepared yet and it is still unclear what will happen on the 25th.

If it doesn't happen to agree, it will change to be held until 2020 instead of a formal withdrawal next year as scheduled. And there are sill many opinions by Britons claiming Brexit's retribution, up to the recent 700,000 British protesters. As a result, the UK still has some chaos about Brexit, and we can not figure out how to get there after Brexit.

Korea - USA Working Group will be held

Today, Korea - USA Working Group Meeting will be held in Washington, USA. The working group is a ROK-US consultative group that discusses issues related to the North Korean nuclear issue and the issues of North Korea, South Korea and the United States in a broad way.

A Korean government delegation from Korea visits the United States on 19-21, and consists of officials from the Ministry of Foreign Affairs, the Unification Ministry and the Blue House.

We will discuss the situation between the two Koreas, such as the situation of talks between the two Koreas and the preparations for the North American summit, and discuss the ultimate goal of denuclearization and building a peace regime.In addition, issues such as the resumption of the North-South railway and the North-South tourism event will be discussed.

North Korea has not yet responded to the North American summit, but in the United States, depending on Trump's schedule, preparations for and diplomacy are underway in the United States.

As a result, efforts to develop relations with North Korea continue, but North Korea is relevant about the close relationship between the United States and South Korea. and makes negative comments or articles. However, it is impossible to postpone the talks indefinitely in North Korea. The atmosphere of reconciliation between the two Koreas is a little shaky, but there is no big problem from the big frame, and it is expected that the development of inter - Korean relations and relations will develop more smoothly.

What about NZ real estate price.

One of New Zealand's most popular investment destinations is real estate. New Zealand, located in the Pacific Rim, is catching up with earthquake risks but the housing market is very big and popular. The reasons for this are the favorable environment of the New Zealand dollar, the generosity of foreign capital inflows and the similarity of the New Zealand national system to the western countries.

However, the government now envisions that property prices are higher than the fair price, and that the non-housing population is still so high that foreign capital can no longer affect real estate.(Source:https://www.bbc.com/korean/international-45204237)

The bill, which was enacted in August this year, is not yet fully effective, but experts expect it to be somewhat effective. The government has been trying to reduce the non-residential population by a little while reducing the popularity of real estate and the price of real estate due to the inflow of foreign capital, and to make the real estate available only in New Zealand, i want to bring down the rate.

In fact, real estate prices are now down slightly, and experts say real estate prices will ease. However, there is a lot of opinion that the real estate fever that as already started is not easily turned off\, and the housing shortage has not been eased yet, and the enacted law will soon become ineffective.

There are a lot of people who think that New Zealand house prices have a lot of bubbles right now, and now real estate prices are linked to the global housing boom. It is a very popular and attractive investment target because it can steadily acquire income by renting the capital of the house Countries where the housing boom has taken place will try to lower real estate prices, and New Zealand is no exception.

However, the nature of the housing capital means that people with money not be willing to give up real estate easily and that the price bubble will not go away. Of course, New Zealand was popular with foreign investors because of its good nature and air, and real estate was buoyant, but that did not mean it was not popular with locals. However, the scale of real estate competition is only slightly smaller. Of course, the price may be eased or reduced, but if the immigrants come to New Zealand and are interested in real estate, then there will be a lot of competitors and bubbles in the price.

The government-enacted real estate law is temporary, but i think it is effective, but it is only temporary and expects property prices to rise again.

(Translated from https://ideaofbrad.blogspot.com/2018/11/blog-post_18.html)

How to decide petrol price.

Now a day, it seems like that petrol price is like heavy wave. That is like too much up and down. Just 2 weeks ago, petrol price was 245 cents but now is 215 cent. While 2 weeks that changed 10% more.

So i feel curious and search why it happen like that.
First, Let's see how to decide petrol price.

(Source-https://www.aa.co.nz/cars/owning-a-car/fuel-prices-and-types/how-petrol-prices-are-calculated/)
As we can see, we can find four major point which can change the price.
Refine fuel - Obviously, most effective point is original fuel price. That is depending on international oil price. International oil prices are on the decline nowadays. The price of oil that has gone down considerably is one of them.

Fuel excise - This is also a very important factor and accounts for about 30% of the oil value. Domestic consumption tax is simply a tax imposed by the country, and New Zealand is adhering to environmentalism as a policy, and crude oil, which is one of the causes of harm to the environment, is taxed high. It is expected that higher taxes will be imposed, as oil tax now in Auckland will be implemented nationwide soon.

GST - Another type of tax is the tax that applies to all consumption, not just crude oil. In the end, crude oil is one of the reasons for double taxation and higher oil prices than other countries.

Importer margin - A 19 percent profit from a crude oil importing company is not always the case, but there is news that an oil company has tried to fix it in old New Zealand articles, raising questions about whether 19 percent is true. However, it is expected that it will not happen with a high probability because collusion is difficult because it is not one or two crude oil companies.


Looking at the share of crude oil price, it is difficult to say that the current price of crude oil has fallen due to the temporary decline due to the fall in oil prices, but the price has still exceeded 200 cents. However, it is expected that oil prices will rise again in Christchurch soon. As I see this, I feel a sense of New Zealand crude oil prices and I think it is possible to predict crude oil prices to a certain extent by reading international oil prices and the government's crude oil measures.

New Zealand`s interest rate and increased USA interest rate

There is a origin article - https://ideaofbrad.blogspot.com/2018/11/blog-post_12.html
The origin article is Korean so i translated and make summary of them.


As you can see from the source news here, interest rates are expected to be frozen from 2019 to 2020. The employment rate is fine, and consumer price inflation is calculated below the mid-2 percent that the government wanted, and it is frozen as a reason to raise inflation. Though not mentioned in this article, the government's desired GDP growth rate is 3 percent, this time a little more than 3 percent, but there is still a risk of a growth rate declining later on.

And the government announces that the New Zealand dollar should be a little cheaper. The reason is that New Zealand's exports are due to the fact that the New Zealand dollar is a little cheaper, which creates export competitiveness, which in turn increases the size of New Zealand's economy. And as you can see, interest rate hikes of the United States, but New Zealand still has a strong economic growth in the country due to GDP growth, strong exports, i do not think it is the same.


Therefore, New Zealand interest rates will not go down for a while, and in fact, even i The government raise interest rates in New Zealand, the banks are often tied up with money, so there is no reason to raise interest rates. However, real estate price have not resolved and many real estate policies are still in place, but they are not so effcetive.

As you can see, putting money in a bank in not so profitable unless the interest rate is low and it is not a huge capital, so i do not think the real estate not earn money with interest rates, the way to make money by investing is usually real estate and stocks are not popular.

English blog was started.

Now i started English blog. My main purpose is earning money for Google adsence. I think It`s very hard but i will try to keep going writing this blog. And i will write some topic about Adsence, New Zealand life, economic in the world, etc. 

Actually I`m not good at writing English blog and i has been managing Korean blog. So i think i could manage English blog. But already i feel hard to write English. haha

Therefore today i started blog from Google blogger. Thank you